EMV/Chip Terminals

EMV is a payment method created by Europay, Mastercard, and Visa and is based upon a technical standard for smart payment cards and for payment terminals and automated teller machines that can accept them. Payment cards that comply with the EMV standard are often called Chip and PIN or Chip and Signature cards. The cards were created because it is harder to replicate an EMV card than a magnetic stripe card, as the chip creates a unique impression every time it is used. EMV cards store their data on integrated circuits called “chips” in addition to magnetic stripes (for backward compatibility). These include cards that must be physically inserted (or "dipped") into a reader and contactless cards that can be read over a short distance using radio-frequency identification (RFID) technology.

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